{
  "dataset": "Workers' Comp Owner-Exemption Forms by State",
  "source": "https://workcompexemptdesk.pro/forms",
  "license": "https://workcompexemptdesk.pro/terms",
  "sourceChecked": "2026-09-02",
  "jurisdictions": [
    {
      "jurisdiction": "Alabama",
      "stateSlug": "alabama",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Alabama Department of Labor, Workers’ Compensation Division",
      "filingMethod": "No current state owner-exclusion filing; qualifying status is handled by statute and the insurance policy.",
      "fee": null,
      "processingNote": "Alabama DOL states that it no longer accepts the former WC-14/WC-15 corporate-officer inclusion/exclusion forms.",
      "effectiveRule": "No current state filing date applies to the statutory owner treatment; policy elections take effect under the policy/endorsement.",
      "renewalRule": "No state-form renewal cycle; review after ownership, entity, employee, or policy changes.",
      "officialUrl": "https://labor.alabama.gov/docs/forms/wc_corporate_exclusions-inclusions.pdf",
      "sources": [
        {
          "label": "Alabama DOL — corporate exclusions/inclusions notice",
          "url": "https://labor.alabama.gov/docs/forms/wc_corporate_exclusions-inclusions.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Alaska",
      "stateSlug": "alaska",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Alaska Department of Labor and Workforce Development, Workers’ Compensation Division",
      "filingMethod": "No current state owner-waiver filing; qualifying owners are excluded by statute and may be specifically included through the policy.",
      "fee": null,
      "processingNote": "The former executive-officer waiver program was repealed effective August 1, 2019.",
      "effectiveRule": "Statutory exclusion applies without an owner-exemption certificate; elective inclusion is tied to the policy period.",
      "renewalRule": "No state-form renewal cycle; elective inclusion follows the policy period.",
      "officialUrl": "https://www.labor.alaska.gov/wc/er-profit.html",
      "sources": [
        {
          "label": "Alaska DOLWD — employers / owner treatment",
          "url": "https://www.labor.alaska.gov/wc/er-profit.html"
        },
        {
          "label": "Alaska DOLWD — Bulletin 19-02",
          "url": "https://www.labor.alaska.gov/wc/bulletins/19-02.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Arizona",
      "stateSlug": "arizona",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Industrial Commission of Arizona / workers’ compensation carrier",
      "filingMethod": "No universal owner-exemption certificate; owner treatment follows statute, with inclusion/exclusion handled through carrier endorsement where applicable.",
      "fee": null,
      "processingNote": "The sole-proprietor/independent-contractor statement is a relationship/classification document, not a universal owner exemption.",
      "effectiveRule": "Carrier endorsement controls any elective personal coverage; statutory exclusions do not wait for an exemption certificate.",
      "renewalRule": "Tied to the policy/endorsement and ownership status; no universal state-form renewal interval.",
      "officialUrl": "https://www.azleg.gov/ars/23/00901.htm",
      "sources": [
        {
          "label": "Arizona Revised Statutes §23-901",
          "url": "https://www.azleg.gov/ars/23/00901.htm"
        },
        {
          "label": "Industrial Commission of Arizona — sole proprietor/independent contractor statement",
          "url": "https://www.azica.gov/claims-filing-sole-proprietorindependent-contractor-statement"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Arkansas",
      "stateSlug": "arkansas",
      "hasForm": true,
      "formNumber": "AR-A",
      "formName": "Application for Certificate of Non-Coverage",
      "issuingBody": "Arkansas Workers’ Compensation Commission",
      "filingMethod": "Submit the notarized application/affidavit package to AWCC; current materials also provide online payment options.",
      "fee": "$50",
      "processingNote": "The certificate is personal to qualifying applicants and does not excuse coverage for hired employees. Current AWCC materials say applications are generally processed within 10 working days.",
      "effectiveRule": "On AWCC issuance/approval of the Certificate of Non-Coverage.",
      "renewalRule": "No universal duration was located on the current application page; use the expiration shown on the issued certificate and refile as required.",
      "officialUrl": "https://labor.arkansas.gov/workers-comp/awcc-certificates-of-noncoverage/",
      "sources": [
        {
          "label": "Arkansas AWCC — Certificates of Non-Coverage",
          "url": "https://labor.arkansas.gov/workers-comp/awcc-certificates-of-noncoverage/"
        },
        {
          "label": "Arkansas AWCC — Form AR-A",
          "url": "https://www.labor.arkansas.gov/wp-content/uploads/forma_with_aff.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "California",
      "stateSlug": "california",
      "hasForm": true,
      "formNumber": "Form 32",
      "formName": "Exemption from Workers’ Compensation (CSLB license record)",
      "issuingBody": "California Contractors State License Board",
      "filingMethod": "Online CSLB exemption service or file the CSLB exemption form with the license/application record.",
      "fee": null,
      "processingNote": "This is the contractor-license no-employee exemption, not the separate Labor Code §3352 carrier waiver for qualifying corporate/LLC owners. Some contractor classifications cannot use the ordinary no-employee CSLB exemption.",
      "effectiveRule": "When CSLB accepts and records the exemption for the license/application.",
      "renewalRule": "No fixed annual renewal interval; the exemption ceases to fit when the licensee hires employees or no longer meets CSLB eligibility.",
      "officialUrl": "https://www.cslb.ca.gov/OnlineServices/WebApplication/InteractivePDFs/WorkersCompensationExemption.aspx",
      "sources": [
        {
          "label": "CSLB — Online Workers’ Compensation Exemption",
          "url": "https://www.cslb.ca.gov/OnlineServices/WebApplication/InteractivePDFs/WorkersCompensationExemption.aspx"
        },
        {
          "label": "CSLB — Workers’ Compensation Requirements",
          "url": "https://www.cslb.ca.gov/contractors/maintain_license/workers_compensation.aspx"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Colorado",
      "stateSlug": "colorado",
      "hasForm": true,
      "formNumber": null,
      "formName": "Notice of Election to Reject Workers’ Compensation Coverage",
      "issuingBody": "Colorado Division of Workers’ Compensation / workers’ compensation insurer",
      "filingMethod": "Written notice on a Division-approved form or substantial equivalent to the insurer; if there is no insurer, file with the Division.",
      "fee": null,
      "processingNote": "The owner rejection is personal and does not remove the company’s duty to cover employees. Current 2026 law changed permitted service mechanics; do not rely on older certified-mail-only instructions.",
      "effectiveRule": "Day following receipt by the insurer or Division.",
      "renewalRule": "Continues while the corporation/LLC policy is in effect or until the owner/member revokes the rejection in writing.",
      "officialUrl": "https://cdle.colorado.gov/dwc",
      "sources": [
        {
          "label": "Colorado DWC — Division home",
          "url": "https://cdle.colorado.gov/dwc"
        },
        {
          "label": "Colorado General Assembly — 2026 workers’ compensation act change",
          "url": "https://leg.colorado.gov/bill_files/116560/download"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Connecticut",
      "stateSlug": "connecticut",
      "hasForm": true,
      "formNumber": "Form 6B",
      "formName": "Coverage Election by Employee Who Is an Officer of a Corporation or a Manager of an LLC",
      "issuingBody": "Connecticut Workers’ Compensation Commission",
      "filingMethod": "Electronic Form 6B, GovQA, or mail to the Office of the Chairperson; Form 6B-1 and Form 75 cover other owner types.",
      "fee": null,
      "processingNote": "WCC accepts the form for filing purposes; the filer remains responsible for eligibility and accuracy. Keep the electronic confirmation or date-stamped copy.",
      "effectiveRule": "On Commission filing/date stamp of the election for the covered category.",
      "renewalRule": "No fixed annual renewal; use the same election form to revoke the prior exclusion, and refile when the election facts change.",
      "officialUrl": "https://portal.ct.gov/wcc/knowledge-base/articles/forms/coverage-election-forms",
      "sources": [
        {
          "label": "Connecticut WCC — Coverage Election Forms",
          "url": "https://portal.ct.gov/wcc/knowledge-base/articles/forms/coverage-election-forms"
        },
        {
          "label": "Connecticut WCC — Form 6B/6B-1/75 directions",
          "url": "https://portal.ct.gov/wcc/-/media/wcc/forms/coverage-election-forms/6b6b175dir.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Delaware",
      "stateSlug": "delaware",
      "hasForm": true,
      "formNumber": "Form C",
      "formName": "Workers’ Compensation Coverage Election Record (recommended Form C)",
      "issuingBody": "Delaware Department of Insurance / workers’ compensation carrier",
      "filingMethod": "Written notice and policy endorsement through the carrier; Delaware Form C is a recommended record of the election.",
      "fee": null,
      "processingNote": "Form C is not a state-issued exemption certificate. Contractor-specific exclusions and proof-retention rules are stricter than the ordinary owner election framework.",
      "effectiveRule": "After the insurer or its agent receives the written request, with the election implemented through the applicable policy inception/renewal endorsement mechanics.",
      "renewalRule": "No annual state refiling; the election stays in the policy record until changed at a permitted policy inception or renewal.",
      "officialUrl": "https://insurance.delaware.gov/wp-content/uploads/sites/15/2016/11/formbull2.pdf",
      "sources": [
        {
          "label": "Delaware DOI — Form C / Bulletin No. 2",
          "url": "https://insurance.delaware.gov/wp-content/uploads/sites/15/2016/11/formbull2.pdf"
        },
        {
          "label": "Delaware Code Title 19, Chapter 23",
          "url": "https://delcode.delaware.gov/title19/c023/sc01/"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Florida",
      "stateSlug": "florida",
      "hasForm": true,
      "formNumber": "DWC-250",
      "formName": "Notice of Election to Be Exempt",
      "issuingBody": "Florida Department of Financial Services, Division of Workers’ Compensation",
      "filingMethod": "Online DWC Notice of Election to Be Exempt system.",
      "fee": "$50 (construction); $0 (non-construction)",
      "processingNote": "Exemptions are issued to individual qualifying corporate officers/LLC members, not to the business. Construction and non-construction eligibility limits differ.",
      "effectiveRule": "When issued by the Division or 30 days after receipt, whichever occurs first, subject to the statute’s special early-policy rule.",
      "renewalRule": "2 years; renewal application is required. Florida sends an expiration notice at least 60 days before expiration.",
      "officialUrl": "https://www.myfloridacfo.com/division/wc/employer/exemptions",
      "sources": [
        {
          "label": "Florida DFS — Exemptions",
          "url": "https://www.myfloridacfo.com/division/wc/employer/exemptions"
        },
        {
          "label": "Florida Statutes §440.05",
          "url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499%2F0440%2FSections%2F0440.05.html"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Georgia",
      "stateSlug": "georgia",
      "hasForm": true,
      "formNumber": "WC-10",
      "formName": "Notice of Election or Rejection of Workers’ Compensation Coverage",
      "issuingBody": "Georgia State Board of Workers’ Compensation",
      "filingMethod": "File with the current insurer; when no insurer applies in the stated owner-only scenario, file with the Board.",
      "fee": null,
      "processingNote": "Corporate officers/LLC members still count toward Georgia’s employee threshold even when they reject personal coverage. The form is not a waiver of the employer’s coverage duty.",
      "effectiveRule": "Effective on filing with the insurer, or with the Board when the no-insurer filing route applies.",
      "renewalRule": "No fixed annual renewal; remains until revoked/superseded by a later WC-10 or relevant policy/status change.",
      "officialUrl": "https://sbwc.georgia.gov/document/board-form/wc-10/download",
      "sources": [
        {
          "label": "Georgia SBWC — WC-10",
          "url": "https://sbwc.georgia.gov/document/board-form/wc-10/download"
        },
        {
          "label": "Georgia SBWC — Employer Information",
          "url": "https://sbwc.georgia.gov/employer-information"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Hawaii",
      "stateSlug": "hawaii",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Hawaii Department of Labor and Industrial Relations, Disability Compensation Division",
      "filingMethod": "No universal owner-exemption certificate identified; qualifying owner status is handled through statutory employee exclusions and elective coverage rules.",
      "fee": null,
      "processingNote": "Hawaii generally requires coverage when there is one or more employee; owner exclusions are entity/ownership-specific rather than a blanket form.",
      "effectiveRule": "No owner-specific filing effective date identified.",
      "renewalRule": "No owner-specific state-form renewal cycle.",
      "officialUrl": "https://labor.hawaii.gov/dcd/frequently-asked-questions/",
      "sources": [
        {
          "label": "Hawaii DCD — Workers’ Compensation FAQ",
          "url": "https://labor.hawaii.gov/dcd/frequently-asked-questions/"
        },
        {
          "label": "Hawaii Revised Statutes §386-1",
          "url": "https://data.capitol.hawaii.gov/hrscurrent/Vol07_Ch0346-0398/HRS0386/HRS_0386-0001.htm"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Idaho",
      "stateSlug": "idaho",
      "hasForm": true,
      "formNumber": "IC-52",
      "formName": "Election of Coverage",
      "issuingBody": "Idaho Industrial Commission / workers’ compensation carrier",
      "filingMethod": "Written declaration through the insurance company and employer; carriers report the election or revocation using IC-52 or substantially similar format.",
      "fee": null,
      "processingNote": "IC-52 elects coverage for otherwise exempt owners and other exempt categories. Idaho does not recognize a general owner waiver allowing required employee coverage to be avoided.",
      "effectiveRule": "Effective date stated in the election/coverage filing and policy record.",
      "renewalRule": "Continues according to the election/policy until revoked using IC-52 or equivalent carrier reporting.",
      "officialUrl": "https://iic.idaho.gov/find-a-form/",
      "sources": [
        {
          "label": "Idaho Industrial Commission — Employer Coverage Forms",
          "url": "https://iic.idaho.gov/find-a-form/"
        },
        {
          "label": "Idaho Industrial Commission — IC-52 Election of Coverage",
          "url": "https://iic.idaho.gov/wp-content/uploads/2018/01/IC52-Election-of-Coverage-Form.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Illinois",
      "stateSlug": "illinois",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Illinois Workers’ Compensation Commission / workers’ compensation carrier",
      "filingMethod": "No IWCC owner opt-out form. Qualifying owner/officer opt-out is handled by written notice to the carrier.",
      "fee": null,
      "processingNote": "The personal opt-out is separate from the employer’s duty to insure employees; construction and extra-hazardous work require separate analysis.",
      "effectiveRule": "For qualifying corporate officers, effective on carrier receipt of the withdrawal notice.",
      "renewalRule": "No state-form renewal cycle; tied to the written carrier election and policy/status changes.",
      "officialUrl": "https://iwcc.illinois.gov/about/insurance.html",
      "sources": [
        {
          "label": "Illinois Workers’ Compensation Commission — Insurance",
          "url": "https://iwcc.illinois.gov/about/insurance.html"
        },
        {
          "label": "Illinois Workers’ Compensation Act 820 ILCS 305/3",
          "url": "https://my.ilga.gov/legislation/ilcs/fulltext?DocName=082003050K3"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Indiana",
      "stateSlug": "indiana",
      "hasForm": true,
      "formNumber": "WCE-1 / State Form 45899",
      "formName": "Worker’s Compensation Clearance Certificate Application",
      "issuingBody": "Worker’s Compensation Board of Indiana",
      "filingMethod": "Submit the current WCE-1 clearance application with required payment through the filing method stated on the current Board form.",
      "fee": "$20",
      "processingNote": "The certificate is not valid without the Board stamp. It is a clearance mechanism for listed independent contractors/sole proprietors/partners/LLC members or managers and does not replace coverage for employees.",
      "effectiveRule": "When stamped/approved by the Worker’s Compensation Board.",
      "renewalRule": "1 year; annual reapplication is required.",
      "officialUrl": "https://www.in.gov/wcb/employer-information/independent-contractors/",
      "sources": [
        {
          "label": "Indiana WCB — Independent Contractors / WCE-1",
          "url": "https://www.in.gov/wcb/employer-information/independent-contractors/"
        },
        {
          "label": "Indiana WCE-1 — State Form 45899",
          "url": "https://forms.in.gov/Download.aspx?id=7134"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Iowa",
      "stateSlug": "iowa",
      "hasForm": true,
      "formNumber": null,
      "formName": "Nonelection of Workers’ Compensation or Employers’ Liability Coverage",
      "issuingBody": "Iowa Department of Inspections, Appeals, and Licensing, Workers’ Compensation Division",
      "filingMethod": "If no policy exists, use DIAL’s online nonelection filing with two disinterested witnesses; if a policy exists, attach the nonelection to the policy rather than file it with WCD.",
      "fee": null,
      "processingNote": "Available to proprietors, LLCs, LLPs, and partnerships. Corporate officers use the separate rejection process. Nonelection cannot be required as a condition of employment.",
      "effectiveRule": "When the written nonelection is attached to the policy, or when the no-policy online filing is completed with WCD; corporate officers use the separate rejection process.",
      "renewalRule": "No periodic renewal. The nonelection/rejection continues until terminated; a nonelection termination does not affect an injury or disease occurring within one week after the termination notice is filed.",
      "officialUrl": "https://dial.iowa.gov/hearings/workers-comp/compliance/reporting/nonelection-workers-comp-or-liability-coverage",
      "sources": [
        {
          "label": "Iowa DIAL — Nonelection of Workers’ Comp or Liability Coverage",
          "url": "https://dial.iowa.gov/hearings/workers-comp/compliance/reporting/nonelection-workers-comp-or-liability-coverage"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Kansas",
      "stateSlug": "kansas",
      "hasForm": true,
      "formNumber": null,
      "formName": "Workers’ Compensation Election (OSCAR filing)",
      "issuingBody": "Kansas Department of Labor, Division of Workers Compensation",
      "filingMethod": "Electronic election through KDOL’s OSCAR system.",
      "fee": null,
      "processingNote": "Kansas allows qualifying non-covered employers/owners and 10%+ corporate owner-employees to make coverage elections; the employer’s underlying subjectivity/payroll rules remain separate.",
      "effectiveRule": "KDOL requires the election to be submitted electronically through OSCAR; the public overview does not publish one universal effective-date formula for every election type.",
      "renewalRule": "No universal annual renewal interval is published for every OSCAR election type; update or terminate the election under the applicable filing/policy procedure when the coverage choice changes.",
      "officialUrl": "https://www.dol.ks.gov/workers-compensation/overview",
      "sources": [
        {
          "label": "Kansas DOL — Workers Compensation Division overview",
          "url": "https://www.dol.ks.gov/workers-compensation/overview"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Kentucky",
      "stateSlug": "kentucky",
      "hasForm": true,
      "formNumber": "Form 4",
      "formName": "Employee’s Notice of Rejection of Workers’ Compensation Act",
      "issuingBody": "Kentucky Department of Workers’ Claims",
      "filingMethod": "Original notarized Form 4 is given to the employer and filed with the Department of Workers’ Claims; copies/fax do not satisfy the regulation.",
      "fee": null,
      "processingNote": "Corporate officers are employees and may reject personal coverage with Form 4. Owner-only partnership/LLC treatment follows separate statutory rules.",
      "effectiveRule": "When the Department receives the fully completed original Form 4.",
      "renewalRule": "No annual renewal; remains until withdrawn using Form 5 or superseded by a valid later election.",
      "officialUrl": "https://elc.ky.gov/Workers-Compensation/Pages/Security-Compliance.aspx",
      "sources": [
        {
          "label": "Kentucky ELC — Security and Compliance",
          "url": "https://elc.ky.gov/Workers-Compensation/Pages/Security-Compliance.aspx"
        },
        {
          "label": "Kentucky 120 KAR 1:130",
          "url": "https://apps.legislature.ky.gov/law/kar/titles/120/001/130/"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Louisiana",
      "stateSlug": "louisiana",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Louisiana Workforce Commission / workers’ compensation insurer or group fund",
      "filingMethod": "No Louisiana state exemption certificate. Qualifying owners use written non-election with the insurer/group fund under state law.",
      "fee": null,
      "processingNote": "Louisiana expressly does not issue a state exemption certificate; the written carrier/fund record is the relevant personal non-election evidence.",
      "effectiveRule": "As provided by the written insurer/group-fund non-election and policy record.",
      "renewalRule": "Tied to the written non-election/policy until revoked or status changes; no state certificate renewal cycle.",
      "officialUrl": "https://www.laworks.net/WorkersComp/OWC_EmployerMenu.asp",
      "sources": [
        {
          "label": "Louisiana Workforce Commission — Office of Workers’ Compensation employer resources",
          "url": "https://www.laworks.net/WorkersComp/OWC_EmployerMenu.asp"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Maine",
      "stateSlug": "maine",
      "hasForm": true,
      "formNumber": "WCB-2C",
      "formName": "Application for Waiver",
      "issuingBody": "Maine Workers’ Compensation Board",
      "filingMethod": "Submit Form WCB-2C to the Workers’ Compensation Board for approval.",
      "fee": null,
      "processingNote": "Owners of sole proprietorships, partnerships and LLCs generally do not need a waiver for themselves; WCB-2C is important for qualifying corporate owners and certain relatives.",
      "effectiveRule": "Not valid until approved by the Board.",
      "renewalRule": "Until revoked/rescinded; the form allows revocation on 30 days’ written notice to the Board and employer.",
      "officialUrl": "https://www.maine.gov/wcb/Departments/coverage/waivers.html",
      "sources": [
        {
          "label": "Maine WCB — Waivers",
          "url": "https://www.maine.gov/wcb/Departments/coverage/waivers.html"
        },
        {
          "label": "Maine WCB — Form WCB-2C",
          "url": "https://www.maine.gov/wcb/forms/WCB-2C.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Maryland",
      "stateSlug": "maryland",
      "hasForm": true,
      "formNumber": "IC-16",
      "formName": "Exclusion Form",
      "issuingBody": "Maryland Workers’ Compensation Commission",
      "filingMethod": "Use CompHub/current Commission filing workflow for §9-206 exclusions; retain/provide the IC-16 election record as directed, including insurer copy when applicable.",
      "fee": null,
      "processingNote": "Qualifying compensated officers/LLC members begin as covered employees and may elect exclusion under specific ownership/category rules. Sole proprietors/partners use different elective-in rules.",
      "effectiveRule": "On acceptance/recording of the §9-206 exclusion filing under the Commission workflow.",
      "renewalRule": "No fixed universal renewal interval identified; refile/review when ownership, entity, officer/member status, or policy facts change.",
      "officialUrl": "https://comphub.wcc.state.md.us/Web/Public/Exclusion",
      "sources": [
        {
          "label": "Maryland WCC — CompHub Exclusion workflow",
          "url": "https://comphub.wcc.state.md.us/Web/Public/Exclusion"
        },
        {
          "label": "Maryland WCC — IC-16 Exclusion Form",
          "url": "https://wcc.state.md.us/PDF/PDF_Forms/exclusion.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Massachusetts",
      "stateSlug": "massachusetts",
      "hasForm": true,
      "formNumber": "Form 153",
      "formName": "Affidavit of Exemption for Certain Corporate Officers or Directors",
      "issuingBody": "Massachusetts Department of Industrial Accidents",
      "filingMethod": "Submit by mail, in person, fax, or email to DIA Office of Investigations — Form 153.",
      "fee": null,
      "processingNote": "Available only to qualifying corporate officers/directors owning at least 25%; it does not exempt non-officer employees.",
      "effectiveRule": "After DIA approval of the exemption request.",
      "renewalRule": "Annual carrier confirmation before policy renewal; a new Form 153 is required after specified ownership/officer status changes.",
      "officialUrl": "https://www.mass.gov/how-to/request-an-exemption-from-workers-compensation-coverage",
      "sources": [
        {
          "label": "Massachusetts DIA — Request an exemption",
          "url": "https://www.mass.gov/how-to/request-an-exemption-from-workers-compensation-coverage"
        },
        {
          "label": "Massachusetts DIA — Form 153",
          "url": "https://www.mass.gov/doc/form-153-affidavit-of-exemption-for-certain-corporate-officers/download"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Michigan",
      "stateSlug": "michigan",
      "hasForm": true,
      "formNumber": "WC-337",
      "formName": "Notice of Exclusion",
      "issuingBody": "Michigan Workers’ Disability Compensation Agency",
      "filingMethod": "File the current WC-337 with the Agency under its owner-only exclusion process.",
      "fee": null,
      "processingNote": "WC-337 is not a generic owner certificate and is not valid unless stamped on file by the Agency. Businesses with employees generally handle qualifying owner exclusions through the policy instead.",
      "effectiveRule": "When stamped/filed by the Michigan Workers’ Disability Compensation Agency.",
      "renewalRule": "No fixed interval stated on the current WC-337 landing page; refile when the exclusion facts or Agency requirements change.",
      "officialUrl": "https://www.michigan.gov/leo/bureaus-agencies/wdca/forms/insurance/wc-337-notice-of-exclusion",
      "sources": [
        {
          "label": "Michigan WDCA — WC-337 Notice of Exclusion",
          "url": "https://www.michigan.gov/leo/bureaus-agencies/wdca/forms/insurance/wc-337-notice-of-exclusion"
        },
        {
          "label": "Michigan WDCA — Insurance Requirements",
          "url": "https://www.michigan.gov/leo/bureaus-agencies/wdca/Insurance-Requirements/Pages/workers-disability-compensation-insurance-requirements"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Minnesota",
      "stateSlug": "minnesota",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Minnesota Department of Labor and Industry / workers’ compensation insurer",
      "filingMethod": "No universal owner-exemption certificate; common owner exclusions arise from statute/entity/ownership conditions, with elective coverage handled through the insurer.",
      "fee": null,
      "processingNote": "Certain relative-election forms exist, but they are not a general owner exemption form. Construction has separate 2026 zero-estimated-exposure/wrap-up rules.",
      "effectiveRule": "Statutory exclusion does not wait for a general owner filing; elective coverage follows the policy/endorsement.",
      "renewalRule": "No universal owner-form renewal cycle; policy elections follow the policy and status changes.",
      "officialUrl": "https://www.dli.mn.gov/business/workers-compensation/work-comp-forms",
      "sources": [
        {
          "label": "Minnesota DLI — Workers’ compensation forms",
          "url": "https://www.dli.mn.gov/business/workers-compensation/work-comp-forms"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Mississippi",
      "stateSlug": "mississippi",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Mississippi Workers’ Compensation Commission",
      "filingMethod": "No current universal MWCC owner-exemption form identified; owner treatment is statutory/entity-specific and voluntary coverage agreements are handled separately.",
      "fee": null,
      "processingNote": "Current official MWCC material does not support inventing a form number, fee, or annual owner-exemption renewal cycle.",
      "effectiveRule": "No owner-specific state filing effective rule identified.",
      "renewalRule": "No owner-specific state-form renewal cycle identified.",
      "officialUrl": "https://mwcc.ms.gov/pdf/MSAdjusterGuidebook.pdf",
      "sources": [
        {
          "label": "Mississippi Workers’ Compensation Commission — Adjuster Guidebook",
          "url": "https://mwcc.ms.gov/pdf/MSAdjusterGuidebook.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Missouri",
      "stateSlug": "missouri",
      "hasForm": true,
      "formNumber": null,
      "formName": "Notice of Election to Withdraw (qualifying two-owner corporation)",
      "issuingBody": "Missouri Division of Workers’ Compensation",
      "filingMethod": "File the corporation’s notice of election to withdraw with the Division; current DWC guidance directs applicants to the Division for the required paperwork.",
      "fee": null,
      "processingNote": "This corporate path is limited to a corporation with no more than two owners who are also its only employees. LLC-member rejection is instead a written policy/insurer form.",
      "effectiveRule": "The qualifying corporation’s election takes effect from the date the notice is filed with the Division.",
      "renewalRule": "Continues until the corporation withdraws the election; withdrawal is effective 30 days after filing or a later stated date.",
      "officialUrl": "https://labor.mo.gov/dwc/units",
      "sources": [
        {
          "label": "Missouri DWC — Division Units / corporate withdrawal",
          "url": "https://labor.mo.gov/dwc/units"
        },
        {
          "label": "Missouri DWC — Corporation exemption procedure FAQ",
          "url": "https://labor.mo.gov/faqs/knowledge-base/what-procedure-does-corporation-need-follow-order-be-exempt-workers"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Montana",
      "stateSlug": "montana",
      "hasForm": true,
      "formNumber": "ICEC",
      "formName": "Independent Contractor Exemption Certificate Application",
      "issuingBody": "Montana Department of Labor & Industry",
      "filingMethod": "Apply online through the Montana contractor portal or submit the current ICEC application and supporting business documentation.",
      "fee": "$125 (non-refundable)",
      "processingNote": "ICEC is an independent-contractor status certificate, not a blanket owner waiver for a business or its employees.",
      "effectiveRule": "On DLI approval/issuance of the ICEC.",
      "renewalRule": "2 years; renewal is required to keep the ICEC current.",
      "officialUrl": "https://erd.dli.mt.gov/_docs/Registration/ICEC-Application.pdf",
      "sources": [
        {
          "label": "Montana DLI — ICEC Application",
          "url": "https://erd.dli.mt.gov/_docs/Registration/ICEC-Application.pdf"
        },
        {
          "label": "Montana DLI — Independent Contractor resources",
          "url": "https://erd.dli.mt.gov/work-comp-regulations/montana-contractor/independent-contractor/"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Nebraska",
      "stateSlug": "nebraska",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Nebraska workers’ compensation insurer / employer",
      "filingMethod": "No universal owner-exemption certificate. Qualifying executive officers are outside coverage by default at the statutory ownership threshold; exempt owners may elect coverage in writing through the corporation/insurer.",
      "fee": null,
      "processingNote": "For the statutory owner election, the written notice is filed with the corporation/insurer rather than a state exemption registry.",
      "effectiveRule": "Elective owner coverage becomes effective on insurer receipt of the written election.",
      "renewalRule": "Continues for the current and subsequent policies issued by that insurer until written termination or the insurer ceases coverage.",
      "officialUrl": "https://nebraskalegislature.gov/laws/statutes.php?statute=48-115",
      "sources": [
        {
          "label": "Nebraska Legislature — §48-115 employee/owner definitions",
          "url": "https://nebraskalegislature.gov/laws/statutes.php?statute=48-115"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Nevada",
      "stateSlug": "nevada",
      "hasForm": true,
      "formNumber": "D-45",
      "formName": "Election of Coverage by Employer — Sole Proprietor Coverage",
      "issuingBody": "Nevada Department of Business and Industry, Division of Industrial Relations / insurer",
      "filingMethod": "Submit the applicable Nevada election/rejection form through the insurer and state reporting process; D-45 is the sole-proprietor elective-coverage form.",
      "fee": null,
      "processingNote": "D-45 elects personal coverage; it is not an exemption certificate. Corporate officers/LLC managers use the separate statutory rejection framework and related D-43/D-44 forms.",
      "effectiveRule": "Effective date stated on the election/rejection and policy filing.",
      "renewalRule": "Continues until the election/rejection is withdrawn, rescinded by changed pay/status, or superseded by a later filing.",
      "officialUrl": "https://dir.nv.gov/WCS/Workers__Compensation_Forms_and_Worksheets/",
      "sources": [
        {
          "label": "Nevada DIR — Workers’ Compensation forms",
          "url": "https://dir.nv.gov/WCS/Workers__Compensation_Forms_and_Worksheets/"
        },
        {
          "label": "Nevada D-45 — Sole Proprietor Coverage",
          "url": "https://dir.nv.gov/uploadedFiles/dirnvgov/content/WCS/D-45%20Election%20of%20Coverage%20Sole%20Proprietor.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "New Hampshire",
      "stateSlug": "new-hampshire",
      "hasForm": true,
      "formNumber": "6WCex",
      "formName": "Exclusion of Executive Officers or Members",
      "issuingBody": "New Hampshire Department of Labor / workers’ compensation carrier",
      "filingMethod": "The carrier files Form 6WCex; an underlying Notice of Workers Compensation Insurance Coverage (6WC) for the same employer must already be on file.",
      "fee": null,
      "processingNote": "If 6WCex is not on file, the listed executive officers/members are not excluded. A carrier change requires a new 6WCex.",
      "effectiveRule": "On proper filing with the Department under Lab 306; the filed form in effect controls the exclusion.",
      "renewalRule": "No fixed annual renewal; a new 6WCex is required when the carrier changes or the excluded roster/election changes.",
      "officialUrl": "https://www.gc.nh.gov/rules/state_agencies/lab300.html",
      "sources": [
        {
          "label": "New Hampshire Lab 300 — Form 6WCex rules",
          "url": "https://www.gc.nh.gov/rules/state_agencies/lab300.html"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "New Jersey",
      "stateSlug": "new-jersey",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "New Jersey Department of Labor and Workforce Development / workers’ compensation insurer",
      "filingMethod": "No universal owner-exemption certificate. Sole proprietors, partners, and LLC members may elect personal coverage when a policy is purchased or renewed; corporate officers are generally employees.",
      "fee": null,
      "processingNote": "Owner personal coverage elections do not remove the entity’s separate duty to insure covered workers.",
      "effectiveRule": "Elective personal coverage takes effect through the policy/endorsement.",
      "renewalRule": "Tied to policy purchase/renewal and endorsement status.",
      "officialUrl": "https://www.nj.gov/labor/workerscompensation/employer-requirements/",
      "sources": [
        {
          "label": "New Jersey DOL — Employer Workers’ Compensation Requirements",
          "url": "https://www.nj.gov/labor/workerscompensation/employer-requirements/"
        },
        {
          "label": "New Jersey WC-373 Employer Coverage Requirements",
          "url": "https://www.nj.gov/labor/forms_pdfs/wc/pdf/WC-373.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "New Mexico",
      "stateSlug": "new-mexico",
      "hasForm": true,
      "formNumber": null,
      "formName": "Executive Employee Affirmative Election",
      "issuingBody": "New Mexico Workers’ Compensation Administration",
      "filingMethod": "File the applicable WCA insurance-coverage election form; a separate CID Sole Proprietor Affirmative Election applies to the qualifying construction-sole-proprietor lane.",
      "fee": null,
      "processingNote": "Executive owners may still count toward New Mexico’s employee threshold even when personally excluded. Do not substitute the construction sole-proprietor form for the executive-owner election.",
      "effectiveRule": "On WCA filing/acceptance of the affirmative election as provided by the form.",
      "renewalRule": "Continues until revoked; the current Revocation of Prior Election form states a 30-day delay before revocation becomes effective.",
      "officialUrl": "https://www.workerscomp.nm.gov/forms/",
      "sources": [
        {
          "label": "New Mexico WCA — Forms",
          "url": "https://www.workerscomp.nm.gov/forms/"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "New York",
      "stateSlug": "new-york",
      "hasForm": true,
      "formNumber": "CE-200",
      "formName": "Certificate of Attestation of Exemption",
      "issuingBody": "New York State Workers’ Compensation Board",
      "filingMethod": "Generate/file CE-200 through the WCB online exemption service for a specific government license, permit, or contract.",
      "fee": null,
      "processingNote": "CE-200 is transaction-specific proof for government licensing/permit/contract purposes. It is not a private-business owner exemption certificate and is separate from C-105.51 officer exclusions inside insured policies.",
      "effectiveRule": "On issuance for the specific government transaction identified on the certificate.",
      "renewalRule": "No periodic renewal; a new CE-200 is required for each separate license, permit, or contract when the exemption conditions are met.",
      "officialUrl": "https://www.wcb.ny.gov/content/ebiz/wc_db_exemptions/exemption-certificates.jsp",
      "sources": [
        {
          "label": "NYS WCB — Exemption Certificates / CE-200",
          "url": "https://www.wcb.ny.gov/content/ebiz/wc_db_exemptions/exemption-certificates.jsp"
        },
        {
          "label": "NYS WCB — Permits, licenses and contracts",
          "url": "https://www.wcb.ny.gov/content/main/coverage-requirements-wc/permits-licenses-contracts.jsp"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "North Carolina",
      "stateSlug": "north-carolina",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "North Carolina Industrial Commission / workers’ compensation insurer",
      "filingMethod": "No state owner-exemption certificate. Corporate-officer exclusion is written into the insurance contract; sole proprietors, partners, and LLC members may elect personal coverage through insurer notice.",
      "fee": null,
      "processingNote": "Corporate officers still count toward the general employee threshold even when personally excluded.",
      "effectiveRule": "Policy endorsement/insurer notice controls the personal election.",
      "renewalRule": "Corporate-officer exclusion lasts for the insurance contract period; other owner elections are tied to insurer/policy records.",
      "officialUrl": "https://www.ic.nc.gov/workers-compensation-claims/employers",
      "sources": [
        {
          "label": "North Carolina Industrial Commission — Employers",
          "url": "https://www.ic.nc.gov/workers-compensation-claims/employers"
        },
        {
          "label": "N.C. Gen. Stat. §97-2",
          "url": "https://www3.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_97/GS_97-2.html"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "North Dakota",
      "stateSlug": "north-dakota",
      "hasForm": true,
      "formNumber": null,
      "formName": "Elective Coverage Application and Contract",
      "issuingBody": "North Dakota Workforce Safety & Insurance",
      "filingMethod": "Complete the WSI application for insurance and elective coverage contract when required; coordinate with the account underwriter for owner/officer elective coverage.",
      "fee": null,
      "processingNote": "Owners, partners and corporate officers are exempt from Title 65 personal coverage unless elective coverage is purchased. Verification of nonemployment is a separate proof process.",
      "effectiveRule": "When WSI approves the completed, signed application and elective coverage contract, when applicable.",
      "renewalRule": "Continues under the WSI elective-coverage contract until cancelled or changed under WSI procedures; elective-only accounts are eligible for annual payroll reporting rather than a separate exemption renewal.",
      "officialUrl": "https://www.workforcesafety.com/employers/insurance-coverage-information/coverage-types",
      "sources": [
        {
          "label": "North Dakota WSI — Coverage Types",
          "url": "https://www.workforcesafety.com/employers/insurance-coverage-information/coverage-types"
        },
        {
          "label": "North Dakota WSI — Common Questions",
          "url": "https://www.workforcesafety.com/employers/common-questions"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Ohio",
      "stateSlug": "ohio",
      "hasForm": true,
      "formNumber": "U-3 / U-3S",
      "formName": "Application for Ohio Workers’ Compensation Coverage / Elective Coverage Change",
      "issuingBody": "Ohio Bureau of Workers’ Compensation",
      "filingMethod": "Use U-3 when opening coverage and U-3S to add or cancel elective owner coverage after the policy is established.",
      "fee": "$120 non-refundable initial U-3 policy application fee; no separate U-3S filing fee verified",
      "processingNote": "Ohio’s listed owners are generally asking to elect personal coverage, not to obtain an exemption certificate. Premium applies when elective coverage is added.",
      "effectiveRule": "For a later U-3S election, elective coverage is added on the date BWC receives the completed application and applicable premiums are charged; initial U-3 coverage begins when the completed application and $120 fee are successfully submitted/received.",
      "renewalRule": "Elective coverage renews each July and continues until BWC receives a written cancellation request or coverage otherwise lapses/changes.",
      "officialUrl": "https://dam.assets.ohio.gov/image/upload/info.bwc.ohio.gov/forms/U-3.pdf",
      "sources": [
        {
          "label": "Ohio BWC — U-3 Application",
          "url": "https://dam.assets.ohio.gov/image/upload/info.bwc.ohio.gov/forms/U-3.pdf"
        },
        {
          "label": "Ohio BWC — U-3S",
          "url": "https://dam.assets.ohio.gov/image/upload/info.bwc.ohio.gov/forms/U-3S.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Oklahoma",
      "stateSlug": "oklahoma",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Oklahoma Workers’ Compensation Commission / workers’ compensation insurer",
      "filingMethod": "No universal Oklahoma owner-exemption certificate; qualifying owners are excluded by statute and may affirmatively elect coverage.",
      "fee": null,
      "processingNote": "OMES Form D312 is a state-procurement affidavit and is not the general private-sector owner exemption form.",
      "effectiveRule": "Statutory owner exclusion applies without a universal state exemption filing; elective inclusion follows the policy/election.",
      "renewalRule": "No universal owner-form renewal cycle; elective coverage follows the policy/election.",
      "officialUrl": "https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os85A.pdf",
      "sources": [
        {
          "label": "Oklahoma Statutes Title 85A",
          "url": "https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os85A.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Oregon",
      "stateSlug": "oregon",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Oregon Workers’ Compensation Division / workers’ compensation insurer",
      "filingMethod": "No universal owner-exemption certificate; Oregon uses subject/nonsubject-worker rules under ORS 656.027, with construction-specific limits.",
      "fee": null,
      "processingNote": "Owner treatment depends on entity, ownership and work performed. Direct construction work can change partner/LLC/member treatment.",
      "effectiveRule": "Statutory nonsubject status applies without a universal owner filing; elective coverage follows the policy.",
      "renewalRule": "No universal owner-form renewal cycle.",
      "officialUrl": "https://www.oregon.gov/DCBS/wbf/Pages/workers-compensation-coverage.aspx",
      "sources": [
        {
          "label": "Oregon DCBS — Workers’ compensation coverage",
          "url": "https://www.oregon.gov/DCBS/wbf/Pages/workers-compensation-coverage.aspx"
        },
        {
          "label": "Oregon Legislature — ORS 656.027",
          "url": "https://www.oregonlegislature.gov/bills_laws/ors/ors656.html"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Pennsylvania",
      "stateSlug": "pennsylvania",
      "hasForm": true,
      "formNumber": "LIBC-509 + LIBC-513",
      "formName": "Executive Officer Exclusion Application and Declaration",
      "issuingBody": "Pennsylvania Department of Labor & Industry / insurer",
      "filingMethod": "Qualifying corporate officer files LIBC-509 and LIBC-513 with the carrier when other employees are insured; if no policy covers other employees, follow DLI Compliance filing instructions.",
      "fee": null,
      "processingNote": "Sole proprietors/general partners and member-only LLCs may be outside personal coverage without these corporate forms. Filing destination depends on whether a policy covers other employees.",
      "effectiveRule": "On acceptance/endorsement of the qualifying executive-officer exclusion under the applicable carrier/DLI workflow.",
      "renewalRule": "Tied to the exclusion/policy and officer/ownership facts; refile when the relevant policy or eligibility changes.",
      "officialUrl": "https://www.pa.gov/agencies/dli/programs-services/workers-compensation/state-workers--insurance-fund-home/swif-underwriting/forms-509-and-513",
      "sources": [
        {
          "label": "Pennsylvania DLI — Forms LIBC-509 and LIBC-513",
          "url": "https://www.pa.gov/agencies/dli/programs-services/workers-compensation/state-workers--insurance-fund-home/swif-underwriting/forms-509-and-513"
        },
        {
          "label": "Pennsylvania DLI — Workers’ Compensation Compliance",
          "url": "https://www.pa.gov/agencies/dli/resources/for-employers-and-educators/workers--compensation-for-employers/workers--compensation-compliance"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Rhode Island",
      "stateSlug": "rhode-island",
      "hasForm": true,
      "formNumber": "DWC-11",
      "formName": "Notice of Claim of Common Law Rights",
      "issuingBody": "Rhode Island Department of Labor and Training, Division of Workers’ Compensation",
      "filingMethod": "File the state DWC-11 waiver form with DLT; current forms are available on DLT’s Insurance Coverage and Exemption Forms page.",
      "fee": "$50",
      "processingNote": "DWC-11 is the corporate-officer/common-law-right waiver. DWC-11-IC is a separate independent-contractor filing and should not be substituted for the owner/officer waiver.",
      "effectiveRule": "On DLT filing/acceptance of the DWC-11 as provided by the current form/statute.",
      "renewalRule": "No fixed annual renewal stated for DWC-11; it remains until rescinded using DWC-11R or the qualifying status changes.",
      "officialUrl": "https://dlt.ri.gov/forms-applications",
      "sources": [
        {
          "label": "Rhode Island DLT — Forms & Applications",
          "url": "https://dlt.ri.gov/forms-applications"
        },
        {
          "label": "Rhode Island DLT — 2024 DWC-11 fee notice",
          "url": "https://dlt.ri.gov/sites/g/files/xkgbur571/files/2024-05/2024-02%20Waiver%20Fee%20Increase.pdf"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "South Carolina",
      "stateSlug": "south-carolina",
      "hasForm": true,
      "formNumber": "Form 5",
      "formName": "Corporate Officer Notice to Reject",
      "issuingBody": "South Carolina Workers’ Compensation Commission",
      "filingMethod": "Corporate officer signs/notarizes Form 5 and provides it to the employer and employer’s insurance carrier as required by the form/regulation.",
      "fee": "$0",
      "processingNote": "Form 5 is for corporate officers; no general LLC-member Form 5 path is inferred. The Commission forms list currently shows no filing fee for Form 5.",
      "effectiveRule": "No earlier than the day after the corporate officer signs the notice, subject to the required notice mechanics.",
      "renewalRule": "No fixed annual renewal; remains until revoked/superseded or policy/status facts change under the applicable rules.",
      "officialUrl": "https://wcc.sc.gov/sites/wcc/files/Documents/Header/Forms/Form5.pdf",
      "sources": [
        {
          "label": "South Carolina WCC — Form 5 Corporate Officer Notice to Reject",
          "url": "https://wcc.sc.gov/sites/wcc/files/Documents/Header/Forms/Form5.pdf"
        },
        {
          "label": "South Carolina WCC — Forms and filing fees",
          "url": "https://wcc.sc.gov/forms"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "South Dakota",
      "stateSlug": "south-dakota",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "South Dakota Department of Labor and Regulation / workers’ compensation insurer",
      "filingMethod": "No universal state owner-exemption certificate; South Dakota does not require every employer to carry workers’ compensation by a blanket statewide mandate. Owner/officer rejection, where relevant, is handled under the policy/statute.",
      "fee": null,
      "processingNote": "The Independent Contractor Affidavit of Exempt Status is a classification document, not a universal owner waiver.",
      "effectiveRule": "No universal owner-specific filing effective rule.",
      "renewalRule": "No universal owner-specific state-form renewal cycle.",
      "officialUrl": "https://dlr.sd.gov/workers_compensation/coverage.aspx",
      "sources": [
        {
          "label": "South Dakota DLR — Workers’ Compensation Coverage",
          "url": "https://dlr.sd.gov/workers_compensation/coverage.aspx"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Tennessee",
      "stateSlug": "tennessee",
      "hasForm": true,
      "formNumber": "LB-4523",
      "formName": "Initial Workers’ Compensation Exemption Registration Application",
      "issuingBody": "Tennessee Bureau of Workers’ Compensation",
      "filingMethod": "E-file, print-and-mail, paper submission, or walk-in to the Exemption Registry with the required fee.",
      "fee": "$50 with active contractor license; $100 without active contractor license",
      "processingNote": "The registry is for eligible construction business owners and exempts only the listed individual, not employees or the business entity. Subsequent registration uses LB-4530 and costs $20.",
      "effectiveRule": "On Bureau approval/registration in the Workers’ Compensation Exemption Registry.",
      "renewalRule": "2 years; renewal opens 60 days before expiration. Subsequent exemption registration fee is $20.",
      "officialUrl": "https://www.tn.gov/content/tn/workforce/injuries-at-work/employers/employers/wc-exemption-registry.html",
      "sources": [
        {
          "label": "Tennessee BWC — Exemption Registry",
          "url": "https://www.tn.gov/content/tn/workforce/injuries-at-work/employers/employers/wc-exemption-registry.html"
        },
        {
          "label": "Tennessee BWC — Forms and FAQs",
          "url": "https://www.tn.gov/workforce/injuries-at-work/employers/employers/wc-exemption-registry/exemption-registry-forms-and-faqs.html.html"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Texas",
      "stateSlug": "texas",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "Texas Department of Insurance, Division of Workers’ Compensation / workers’ compensation insurer",
      "filingMethod": "No general owner-exemption certificate. Most private employers may choose whether to carry workers’ compensation; owner/officer exclusions inside an insured policy are handled by the policy/endorsement.",
      "fee": null,
      "processingNote": "DWC Form-005 is a non-subscriber notice, not an owner exemption certificate. Public-project construction is a separate statutory exception to the otherwise optional private-employer framework.",
      "effectiveRule": "Policy exclusions take effect under the applicable endorsement; non-subscriber reporting follows its own filing rules.",
      "renewalRule": "Tied to the policy/endorsement or non-subscriber reporting status; no owner-certificate renewal cycle.",
      "officialUrl": "https://www.tdi.texas.gov/wc/employer/",
      "sources": [
        {
          "label": "Texas DWC — Employer Resources",
          "url": "https://www.tdi.texas.gov/wc/employer/"
        },
        {
          "label": "Texas DWC — Non-subscriber reporting",
          "url": "https://www.tdi.texas.gov/wc/nonsubscriber.html"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Utah",
      "stateSlug": "utah",
      "hasForm": true,
      "formNumber": "WCCW",
      "formName": "Workers’ Compensation Coverage Waiver",
      "issuingBody": "Utah Labor Commission, Division of Industrial Accidents",
      "filingMethod": "Apply through the Utah WCCW online process.",
      "fee": "$50 (nonrefundable)",
      "processingNote": "WCCW is an owner/no-employee waiver for qualifying owners and certain independent contractors. Owner-operator motor carriers have additional occupational-accident proof requirements.",
      "effectiveRule": "On Labor Commission approval/issuance of the waiver.",
      "renewalRule": "1 year; reapply for a new waiver to continue after expiration. The waiver may be revoked earlier if eligibility is lost.",
      "officialUrl": "https://laborcommission.utah.gov/divisions/industrial-accidents/employers/wccw/",
      "sources": [
        {
          "label": "Utah Labor Commission — Workers’ Compensation Coverage Waivers",
          "url": "https://laborcommission.utah.gov/divisions/industrial-accidents/employers/wccw/"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Vermont",
      "stateSlug": "vermont",
      "hasForm": true,
      "formNumber": "Form 29",
      "formName": "Application to Exclude Corporate Officers or LLC Members From Workers’ Compensation Coverage",
      "issuingBody": "Vermont Department of Labor",
      "filingMethod": "Submit Form 29 with required organizational documentation for Commissioner approval.",
      "fee": null,
      "processingNote": "Form 29 applies to qualifying corporate officers and LLC managers/members; sole proprietors/partners use a different statutory framework.",
      "effectiveRule": "After Commissioner approval, and no earlier than the date the Commissioner received a complete application with the required minutes or affidavit.",
      "renewalRule": "Until rescinded; the approved exclusion remains effective without a fixed annual renewal interval.",
      "officialUrl": "https://labor.vermont.gov/sites/labor/files/doc_library/Form29-11-22-FillIn.pdf",
      "sources": [
        {
          "label": "Vermont DOL — Form 29",
          "url": "https://labor.vermont.gov/sites/labor/files/doc_library/Form29-11-22-FillIn.pdf"
        },
        {
          "label": "Vermont Statutes §601",
          "url": "https://legislature.vermont.gov/statutes/section/21/009/00601"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Virginia",
      "stateSlug": "virginia",
      "hasForm": true,
      "formNumber": "Form 16A",
      "formName": "Rejection of Coverage",
      "issuingBody": "Virginia Workers’ Compensation Commission",
      "filingMethod": "File electronically, by mail, or by fax with the Commission; a valid workers’ compensation policy is required for this rejection route.",
      "fee": null,
      "processingNote": "Form 16A is for an executive officer or elected/appointed LLC manager who meets the rule; an LLC member title alone is not enough. It rejects accident/death coverage but does not reject occupational-disease coverage.",
      "effectiveRule": "At the later statutory point tied to policy inception and delivery/filing of the rejection notice.",
      "renewalRule": "Continues until revoked with Form 17A.",
      "officialUrl": "https://workcomp.virginia.gov/forms/rejection-coverage-form-16a",
      "sources": [
        {
          "label": "Virginia WCC — Rejection of Coverage Form 16A",
          "url": "https://workcomp.virginia.gov/forms/rejection-coverage-form-16a"
        },
        {
          "label": "Virginia WCC — Employer Insurance Information",
          "url": "https://workcomp.virginia.gov/workers-compensation-insurance-information-employers"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Washington",
      "stateSlug": "washington",
      "hasForm": true,
      "formNumber": "F213-042-000",
      "formName": "Application for Elective Coverage",
      "issuingBody": "Washington State Department of Labor & Industries",
      "filingMethod": "Submit the Application for Elective Coverage to L&I for an otherwise excluded owner/person.",
      "fee": null,
      "processingNote": "Washington owner exclusions arise from statute/entity/management structure; F213-042-000 elects coverage and does not create the exclusion.",
      "effectiveRule": "12:01 a.m. on the day after L&I receives the application unless a later effective date is requested/accepted.",
      "renewalRule": "Continues until cancelled under L&I elective-coverage procedures.",
      "officialUrl": "https://www.lni.wa.gov/forms-publications/F213-042-000.pdf",
      "sources": [
        {
          "label": "Washington L&I — Application for Elective Coverage F213-042-000",
          "url": "https://www.lni.wa.gov/forms-publications/F213-042-000.pdf"
        },
        {
          "label": "Washington L&I — Corporate Officers",
          "url": "https://www.lni.wa.gov/insurance/insurance-requirements/do-i-need-a-workers-comp-account/corporate-officers"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "West Virginia",
      "stateSlug": "west-virginia",
      "hasForm": true,
      "formNumber": null,
      "formName": "Application for Verification of Statutory Exemption from WV Workers’ Compensation Coverage",
      "issuingBody": "West Virginia Offices of the Insurance Commissioner, Employer Coverage Unit",
      "filingMethod": "Submit the notarized exemption application to the Employer Coverage Unit and pay the required application fee.",
      "fee": "$25",
      "processingNote": "This is a full employer statutory-exemption verification process. A personal owner/officer exclusion alone does not make the business fully exempt.",
      "effectiveRule": "On the effective date assigned by the Office of the Insurance Commissioner after review/approval.",
      "renewalRule": "No universal renewal interval stated on the current application page; reapply/reverify when the employer’s exemption facts materially change.",
      "officialUrl": "https://www.wvinsurance.gov/Employer-Coverage",
      "sources": [
        {
          "label": "West Virginia OIC — Employer Coverage",
          "url": "https://www.wvinsurance.gov/Employer-Coverage"
        },
        {
          "label": "West Virginia OIC — Exemption Application",
          "url": "https://www.wvinsurance.gov/Portals/0/pdf/wc/forms/Application%20for%20Exemption%2002-25-2011.pdf?ver=2016-04-27-121840-647"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Wisconsin",
      "stateSlug": "wisconsin",
      "hasForm": true,
      "formNumber": "WKC-7602-E",
      "formName": "Corporate Officer Option Notice",
      "issuingBody": "Wisconsin Department of Workforce Development, Worker’s Compensation Division",
      "filingMethod": "File the Corporate Officer Option Notice with the Wisconsin Worker’s Compensation Division.",
      "fee": null,
      "processingNote": "This narrow option applies to a closely held corporation with no more than two corporate officers and no other employees. It is not a general owner exclusion for every corporation/LLC.",
      "effectiveRule": "On filing/acceptance of the option notice for a qualifying corporation.",
      "renewalRule": "Until rescinded in writing to the Division or the corporation obtains a workers’ compensation insurance policy.",
      "officialUrl": "https://dwd.wisconsin.gov/dwd/forms/WKC/wkc-7602-e.htm",
      "sources": [
        {
          "label": "Wisconsin DWD — WKC-7602-E Corporate Officer Option Notice",
          "url": "https://dwd.wisconsin.gov/dwd/forms/WKC/wkc-7602-e.htm"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "Wyoming",
      "stateSlug": "wyoming",
      "hasForm": true,
      "formNumber": null,
      "formName": "Affidavit of Coverage",
      "issuingBody": "Wyoming Department of Workforce Services, Workers’ Compensation Employer Services",
      "filingMethod": "Make a written request using the Affidavit of Coverage supplied by the Division; Employer Services provides the form/process.",
      "fee": null,
      "processingNote": "Owners are not automatically covered. Corporate officers, LLC members, sole proprietors and partners may elect personal coverage. Corporate officer coverage is tied to the office/position, not the individual.",
      "effectiveRule": "On the Division-approved effective date shown for the elected coverage.",
      "renewalRule": "Owner/officer elective coverage is subject to Wyoming’s minimum coverage commitment; current employer guidance requires status updates, including officer changes within 30 days.",
      "officialUrl": "https://dws.wyo.gov/dws-division/workers-compensation/employers/wage-reporting-and-coverage/",
      "sources": [
        {
          "label": "Wyoming DWS — Wage Reporting & Coverage",
          "url": "https://dws.wyo.gov/dws-division/workers-compensation/employers/wage-reporting-and-coverage/"
        }
      ],
      "lastVerified": "2026-09-02"
    },
    {
      "jurisdiction": "District of Columbia",
      "stateSlug": "district-of-columbia",
      "hasForm": false,
      "formNumber": null,
      "formName": null,
      "issuingBody": "District of Columbia Department of Employment Services, Office of Workers’ Compensation",
      "filingMethod": "No universal owner-exemption filing is published for the sole-proprietor path; D.C. DOES states sole proprietors are not covered while employers with one or more employees must obtain coverage for employees.",
      "fee": null,
      "processingNote": "D.C. does not use a general owner-exemption certificate comparable to Florida or Tennessee for the sole-proprietor rule. Construction-permit proof requirements remain separate, and LLC/corporate-officer treatment must be checked against the Act and current DOES guidance.",
      "effectiveRule": "No exemption filing date applies to the sole-proprietor exclusion described by DOES; ordinary employer coverage duties begin when covered employees are present.",
      "renewalRule": "No owner-exemption renewal cycle for the sole-proprietor exclusion; re-check the Act/DOES after entity, ownership, employee, or permit-status changes.",
      "officialUrl": "https://does.dc.gov/sites/default/files/dc/sites/does/page_content/attachments/OWC%20Employer%20brochure.pdf",
      "sources": [
        {
          "label": "D.C. DOES — Office of Workers’ Compensation employer brochure",
          "url": "https://does.dc.gov/sites/default/files/dc/sites/does/page_content/attachments/OWC%20Employer%20brochure.pdf"
        },
        {
          "label": "D.C. Code — Workers’ Compensation chapter",
          "url": "https://code.dccouncil.gov/us/dc/council/code/titles/32/chapters/15/index.full.html"
        }
      ],
      "lastVerified": "2026-09-02"
    }
  ]
}