WCCW form (Utah): the workers' comp owner exemption
Workers’ Compensation Coverage Waiver. Who can file it, where to get it, how to file, the fee, when it takes effect, and how often it renews — from Utah Labor Commission, Division of Industrial Accidents.
WCCW filing snapshot
FormWCCW — Workers’ Compensation Coverage Waiver
Issuing bodyUtah Labor Commission, Division of Industrial Accidents
Filing methodApply through the Utah WCCW online process.
Fee$50 (nonrefundable)
Common mistakeWCCW is an owner/no-employee waiver for qualifying owners and certain independent contractors. Owner-operator motor carriers have additional occupational-accident proof requirements.
When it takes effectOn Labor Commission approval/issuance of the waiver.
Renewal1 year; reapply for a new waiver to continue after expiration. The waiver may be revoked earlier if eligibility is lost.
Watch out forThe WCCW waiver can be revoked if eligibility is lost during the one-year term; motor-carrier owner-operators have extra proof requirements.
Which Utah owners can use the WCCW
Sole proprietorA sole proprietorship with no employee other than the owner may qualify for a WCCW. The owner personally waives workers' compensation benefits, and the waiver becomes invalid if the business hires an employee who is not an eligible owner-category person.
LLC memberThe Labor Commission treats an LLC like a partnership for WCCW eligibility, so members of an owner-only LLC may qualify. The business must have no other employees when the waiver is issued and must continue to satisfy the waiver conditions.
PartnerA partnership with no employees other than the partners may qualify for a WCCW. Each relied-upon owner status should be documented rather than treating the business entity itself as permanently exempt from employee coverage.
Corporate officerA registered Utah corporation with no employees except directors/officers, that does not subcontract its work and has no workers' compensation policy, may file the Corporate Directors and Officers Exclusion for up to five directors/officers. If a policy exists, officer/director exclusion is handled as a policy endorsement; corporations that contract out work should use the WCCW route if eligible.
Employee threshold: With limited statutory exceptions, a Utah employer that regularly employs one or more workers must provide workers' compensation coverage. Owner-only businesses may qualify for a Workers' Compensation Coverage Waiver (WCCW) when they have no employees other than qualifying owners, partners, members, or officers/directors. In construction: Utah does not publish a separate construction employee-count trigger in the cited materials. However, an owner-only contractor or subcontractor may need a WCCW so a hiring employer can rely on the owner's excluded status. A corporation that contracts out its work is not eligible for the no-insurance corporate officer exclusion and should use the WCCW route if otherwise eligible.
Read the full context in the Utah workers' comp exemption guide, or run the eligibility screener to check your entity type first.
WCCW form (Utah): frequently asked questions
- Where do I get the WCCW form in Utah?
- The WCCW (Workers’ Compensation Coverage Waiver) is issued by Utah Labor Commission, Division of Industrial Accidents. Apply through the Utah WCCW online process. Use the official link on this page rather than a third-party copy, which may be out of date.
- Is there a fee to file the WCCW in Utah?
- $50 (nonrefundable)
- How often does the WCCW exemption renew in Utah?
- 1 year; reapply for a new waiver to continue after expiration. The waiver may be revoked earlier if eligibility is lost. Watch out: The WCCW waiver can be revoked if eligibility is lost during the one-year term; motor-carrier owner-operators have extra proof requirements.
Where this comes from
The WCCW entry is anchored to Utah Labor Commission, Division of Industrial Accidents — the state agency that issues and processes the form — not a generalized summary. Source-checked 2026-09-02.