WC-10 form (Georgia): the workers' comp owner exemption
Notice of Election or Rejection of Workers’ Compensation Coverage. Who can file it, where to get it, how to file, the fee, when it takes effect, and how often it renews — from Georgia State Board of Workers’ Compensation.
WC-10 filing snapshot
FormWC-10 — Notice of Election or Rejection of Workers’ Compensation Coverage
Issuing bodyGeorgia State Board of Workers’ Compensation
Filing methodFile with the current insurer; when no insurer applies in the stated owner-only scenario, file with the Board.
FeeNo separate filing fee verified
Common mistakeCorporate officers/LLC members still count toward Georgia’s employee threshold even when they reject personal coverage. The form is not a waiver of the employer’s coverage duty.
When it takes effectEffective on filing with the insurer, or with the Board when the no-insurer filing route applies.
RenewalNo fixed annual renewal; remains until revoked/superseded by a later WC-10 or relevant policy/status change.
Watch out forExcluded officers/LLC members still count toward Georgia’s employee threshold.
Get the WC-10 from Georgia State Board of Workers’ Compensation
Which Georgia owners can use the WC-10
Sole proprietorTreated as an employer rather than an employee by default; may elect personal coverage by notifying the insurer using WC-10.
LLC memberConsidered an employee and counted toward the three-person threshold. Up to five LLC members may reject personal coverage on WC-10; rejection does not reduce the threshold count.
PartnerTreated as an employer rather than an employee by default; may elect personal coverage by notifying the insurer using WC-10.
Corporate officerConsidered an employee and counted toward the three-person threshold. Up to five officers may reject personal coverage on WC-10; rejection does not reduce the threshold count.
Employee threshold: A business that regularly employs three or more persons generally must carry workers' compensation. Regular part-time workers count. Corporate officers and LLC members are included in the employee count. In construction: The cited Board guidance does not set a separate construction head-count threshold. A contractor subject to the Act can be liable for employees of an uninsured subcontractor, and contractual proof requirements can apply independently of an owner's personal election.
Read the full context in the Georgia workers' comp exemption guide, or run the eligibility screener to check your entity type first.
WC-10 form (Georgia): frequently asked questions
- Where do I get the WC-10 form in Georgia?
- The WC-10 (Notice of Election or Rejection of Workers’ Compensation Coverage) is issued by Georgia State Board of Workers’ Compensation. File with the current insurer; when no insurer applies in the stated owner-only scenario, file with the Board. Use the official link on this page rather than a third-party copy, which may be out of date.
- Is there a fee to file the WC-10 in Georgia?
- No separate filing fee has been verified for this form.
- How often does the WC-10 exemption renew in Georgia?
- No fixed annual renewal; remains until revoked/superseded by a later WC-10 or relevant policy/status change. Watch out: Excluded officers/LLC members still count toward Georgia’s employee threshold.
Where this comes from
The WC-10 entry is anchored to Georgia State Board of Workers’ Compensation — the state agency that issues and processes the form — not a generalized summary. Source-checked 2026-09-02.